Frequently Asked Questions (FAQ)
Questions from foreign citizens
I have a temporary visa and a fixed-term contract. Is it possible to purchase without a deposit?
No, in this case, a purchase without a deposit is not possible. A permanent employment contract is required. However, financing is possible with a deposit (at least 10%) and an appropriate guarantor.
I have a temporary visa and a permanent contract that is at least 6 months old. Is it possible to buy without a deposit?
Yes, in this case, financing is possible without a deposit or with a deposit - depending on the conditions and creditworthiness.
I have a permanent visa and a fixed-term contract. Is it possible to buy a vehicle without a deposit?
No, a purchase is not possible without a deposit. A permanent contract is required. However, we can arrange financing with at least a 10% deposit and appropriate collateral.
Can I finance a vehicle if I do not have permanent residence in Slovenia?
Yes, it is also possible with temporary residence. In this case, an appropriate visa, employment contract and deposit or guarantor are required.
Can I buy a car in installments if I am a student?
A student cannot obtain financing on their own unless they have a full-time job. In this case, the help of a guarantor (e.g. parents) is required to take on the credit obligation.
Can you arrange vehicle registration and insurance for me?
Of course. When buying or selling a new vehicle, we can also arrange registration, registration, and basic or comprehensive insurance - all in one place to save you time and worry.
General questions about financing
I have an active foreclosure on my account. Can I get financing?
It is only possible with a deposit or with a guarantor who has no negative events.
I had a foreclosure a month ago. Can I get financing without a deposit?
No. You must be foreclosed-free for at least 12 months. However, financing with a 10% (or more) deposit is possible.
I was in personal bankruptcy, which was finally finalized 2 years ago. Can I get a car in installments?
Not yet. At least 3 years must have passed since the personal bankruptcy became final.
Do I have to be employed to obtain financing?
Yes. It doesn't matter whether you are employed for a fixed term, a permanent contract, or through a private limited company.
I am at the Employment Service. Can I get a lease?
Only with a suitable guarantor who has regular employment or a pension. At least a 10% deposit is also required.
Can I get financing as a sole proprietorship?
Yes. If your business has been in business for at least 2 years, you can get financing without a deposit. Otherwise, a deposit is required.
I am a Slovenian citizen and I work abroad (e.g. in Austria). Can I get payment in installments?
Yes, if you do not have any bank account freezes or personal bankruptcy. A foreign bank account is also not an obstacle.
How long does it take to receive a response regarding funding approval?
You will usually receive a response the same day or the next business day at the latest – depending on the number of applications.
The lessee does not have a driving license and the vehicle would be driven by another person. Is this possible?
Yes. We can add another person (e.g. a grandchild or family member) to the vehicle registration if the lessee is creditworthy.
Other questions
Does every imported vehicle automatically have a 1-year CarGarantie warranty?
No, the warranty is not included on all vehicles. The terms vary depending on the age, condition and agreement with the dealer. For exact information, always contact the dealer who will tell you whether the 1-year CarGarantie warranty is included for the selected vehicle.
Can I put my old car on the account?
Of course. Old-for-old or old-for-new trade-ins are possible, even if the vehicle is still under lease. We will arrange the payment.
Do you also buy older vehicles?
Yes. We buy vehicles of all ages and makes. However, you must bring the vehicle in for inspection - we do not make valuations based on pictures.
Can I have my vehicle appraised remotely?
Unfortunately not. We need to inspect the vehicle in person to provide a realistic estimate.
What if my car is still on lease?
We assess the value of the vehicle, then pay off the debt to the leasing company, and transfer the remainder to your bank account or consider it as a deposit for a new vehicle.
👉 Example: The vehicle is worth €7,000, the lease debt is €3,000. The difference of €4,000 is your deposit or payment.
Can I put two vehicles on the bill for one newer one?
Yes, that's possible too - we'll prepare a customized exchange offer.